Executive Order (EO) 14247 “Modernizing Payments To and From America’s Bank Account” transitions federal payments to electronic methods. Starting September 30, 2025, most federal payments that are currently made by paper check—including Social Security benefits, Veterans payments and Tax Refunds—will be made electronically.
The Executive Order 14247, also mandates that all payments to the federal government, including taxes, must be made electronically “as soon as practicable”. The exact effective date is still being defined. The IRS will release more detailed guidance for the 2025 tax returns before the 2026 tax season begins.
That means if you’re still receiving federal check payments, it’s time to switch to an electronic payment method.
Here’s what to know:
No action is required for most Americans who already receive federal benefit payments or receive tax refunds electronically.
If you get benefits like Social Security or Veterans payments by check, you can enroll in direct deposit using one of the following options:
- Follow the instructions provided by the federal agency that pays your benefits. A list of the paying agencies’ contact information can be found at https://GoDirect.gov/gpw/paying-agencies/?language=en.
- Call the Electronic Payment Solution Center at 800-967-6857, Monday – Friday from 9 a.m. to 7 p.m. ET
- Enroll online at GoDirect.gov
No bank account? No problem. You can safely access resources to open an account at FDIC.gov/GetBanked or MyCreditUnion.gov.
You can also sign up for a Direct Express® debit card. Direct Express® is a Treasury-sponsored debit card where you can receive your monthly benefit payments electronically. Individuals without a bank account can sign up by calling Treasury’s Electronic Payment Solution Center at 800-967-6857 or by contacting their paying agency directly.
Beware of government impersonation scams. Before responding to a request, check it out and verify it by contacting the agency using a website or phone number you know is real. If you’re unsure, ask a trusted source, like your bank, a friend, or family member for help.
Don’t wait. Make the switch today to avoid a payment delay!